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Dezenberg & Smith, Attorneys At Law

908 North Memorial ParkwaySuite CHuntsville, AL 35801- 5811

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Updated: 11/29/2015

Overview

Chapter 13 Bankruptcy, or Debt Reorganization, allows the individual to retain assets by paying back some or all of the debt owing on the items to be retained. This can include a home or a car. Rather than discharging unsecured debt, this process allows you to submit a proposal for a new payment plan on secured and unsecured debt to the bankruptcy court. As soon as you file for bankruptcy, an automatic stay is entered that stops all creditor harassment and phone calls. For many people, this...

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908 North Memorial ParkwaySuite CHuntsville, AL 35801- 5811