Law Firm Overview

The Law Office of Dennis K. Cowan specializes solely in bankruptcy and insolvency matters, practicing in bankruptcy courts and other Federal courts in California. Dennis Cowan graduated from Yale University in 1961 and Stanford University Law School in 1964. He has practiced law in California for over 35 years, starting in a Redding, California general civil, business and trial law firm in 1965. After years of experience in fields emphasizing consumer, business and commercial problems, he has made bankruptcy and insolvency law his sole areas of practice. This allows him to guarantee delivery of high quality advice and services, based on up-to-date research and practices, at affordable fees. He has represented debtors, creditors, trustees, and official committees in nearly 4,000 bankruptcy cases, including Chapter 7, 11, 12, 13, and even the rare Chapter 9 municipal bankruptcies. He is backed by well trained and competent assistants. As a sole practitioner, he can maintain the luxury of independence from corporate cultures, and he and his staff give personalized service without the restraints and extra costs of larger firms.

Mr. Cowan says, "Our debtor clients truly learn their options and are able to make responsible, informed decisions about their financial affairs. These options may include workouts, reorganizations, or liquidation bankruptcy. Creditor clients can make cost-effective decisions about their claims, whether that involves stay relief motions, objections to discharge of debts, supporting or opposing Plans in Chapter 9, 11, 12 and 13 cases, or other issues. We are too busy to 'milk' cases, and we believe that clients are best served when they understand what is being done for them, the probable cost, and the results that can be expected."

Because of his extensive experience as a pro tem judge, arbitrator, and mediator in the Shasta County Courts, as a commercial arbitrator for the American Arbitration Association, and mediator for the Dispute Resolution Panel of the U.S. Bankruptcy Court for the Eastern District of California, Mr. Cowan is also available for private mediation and arbitration of civil controversies.

Areas of Practice

• Bankruptcy, including reorganizations and workouts 95%
• Mediation and arbitration 5%

Representative Cases

• In re Crosy, 176 B.R. (9th Cir. B.A.P. 1994)
• In re Smith, 205 B.R. 612 (BC ED CA 1997)

West Practice Categories

Bankruptcy Law, Collections, Commercial Bankruptcy, Creditors' Rights, Debt Discharge, Foreclosures, Garnishment, Reorganizations & Restructuring, Workouts, Bankruptcy Litigation