Home Loan Modification Attorney in Bronx, NY

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Law Office of Phil Napolitano

1519 Castle Hill Avenue
Bronx, NY 10462-4253718-414-6175 Firm Website For: Home Loan Modification Attorney in Bronx, NY

Home Loan Modification Overview

If your debts seem to be continually on the rise, you may be worried about keeping up with your mortgage payments. You don't want your house to be foreclosed, but aside from declaring bankruptcy, what other options do you have?

You have the Law Office of Phil Napolitano, working to help you avoid foreclosure. From our office in the Bronx, we help people throughout New York City keep their homes by providing legal counsel on loan modification and other financial options. With more than decade of legal experience in real estate law, we help clients understand their options when it comes to alternative solutions to foreclosure.

Despite their possibly threatening measures, banks would rather not pursue foreclosure because they almost always lose money. Most banks will generally explore other options, including loan modification. In loan modification, you and your loan service provider both agree to permanently change one or more terms of your mortgage contract so that you can better manage your payments. Loan modifications can include terms such as:

  • Lowering your interest rate
  • Extending the duration of your loan
  • Adding any missed payments to the loan balance
  • Negotiating a more manageable payment plan

We discuss each option with our clients, making sure they have all the resources and knowledge necessary to make an informed decision regarding their loan modification. Once a choice has been made, we help our clients negotiate with their banks and loan service providers in order to reach an amicable and workable solution.

Let Us Help You With Home Loan Modification

If you are worried about foreclosure, the Law Office of Phil Napolitano can help you explore other financial options, including loan modifications. Contact our office by calling 718-414-6175 to schedule your free initial consultation. Se habla Espanol.

Other Frequent Case Types

Read more about other types of cases we often handle.

Areas of Practice

  • Home Loan Modification
  • Real Estate Law

Attorneys


Napolitano, Phil
Sole Practitioner

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Call us at 718-414-6175
Firm Address
Phone:
718-414-6175
Fax:
718-239-0256
1519 Castle Hill Avenue
Bronx, NY 10462-4253