FDCPA Debt Collections Harassment Lawyer in Kent, WA

FDCPA Debt Collections Harassment Overview

FDCPA Debt Collection Harassment

The Iwama Law Firm offers Washington state residents the understanding and practical legal representation they need when facing overwhelming debt or unlawful harassment by creditors and debt collection agencies.

The Fair Debt Collection Practices Act (FDCPA) was created to protect consumers from abusive practices employed by debt collectors and agencies. Such practices can include repeated phone harassment, misrepresenting the amount owed, inducing unrepresented debtors to sign documents with legal consequences, threatening debtors with collection methods they are not legally authorized to employ like wage garnishment or property repossession, charging exorbitant interest in addition to the outstanding debt, or in extreme cases, threatening the debtor with arrest or violence.

Our attorney, Matt Iwama, is committed to protecting the rights of consumers when they are suffering harassment from debt collectors in violation of the FDCPA. Once a debtor is represented by counsel, creditors and collection agencies must cease contacting the debtor and communicate directly with his or her attorney. We can then assist the client with determining the best course of action to reduce and resolve his or her debts and create a positive financial future.

When collectors in violation of the FDCPA have injured our clients, Matt Iwama can file suit against the collector or agency to collect compensation for the illegal collection practices. In cases where a collector is found to be in violation of the FDCPA, a court may require that the collector pay an amount simply for the violation. The collector may also be required to pay a damages award for suffering like lost wages and medical bills, as well as pay of the debtor's attorney's fees.

Located in Kent, Washington, the Iwama Law Firm provides the advocacy our clients need to end harassment from creditors. Contact us at 253-656-4851 or toll free at 888-465-0246 for a free consultation on your debt relief legal needs.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Areas of Practice

• FDCPA Debt Collections Harassment
• Debtor/Creditor
• Bankruptcy Law