Bankruptcy Attorney in Pleasanton, CA

Bankruptcy Overview

Helping Bay Area Residents and Business Owners Obtain a Meaningful Fresh Start Through Bankruptcy

Declining home values, a turbulent economy, widespread unemployment and other factors have made the problem of "too much debt" a reality for many California residents and business owners who never thought "it" would happen to them.

If you are experiencing financial problems in your own life or business, don't let another day of demand letters, collection calls and constant worry go by without speaking to an experienced bankruptcy attorney about your options.

My name is Joshua Brysk and, as manager of the bankruptcy practice at the Law Offices of James G. Schwartz, in Pleasanton, California, I help people make the most of the opportunities afforded to them by the U.S. Bankruptcy Code. I have been a licensed attorney since 1996 and have helped countless individuals, families and businesses deal with debt problems in the years since.

When we meet for the first time, I will review your financial information, talk with you about your concerns and goals, explain the available options and give you my honest opinion about the best course of action for you to take. If you decide that filing bankruptcy is the right choice, I will work with you to gather all the necessary information to submit to the bankruptcy court and help make arrangements for you to take the required credit counseling course as well. I will also maintain close communication with you throughout the process and respond promptly to your calls and e-mails.

Chapter 7 and Chapter 13 Bankruptcy Services

I handle both Chapter 7 bankruptcy and Chapter 13 bankruptcy cases. Chapter 7 results in a fresh start by eliminating most types of unsecured debt. Chapter 13 involves a payment plan for as little as a fraction of your debts, in an amount you can afford, and typically lasts for five years. Chapter 13 can also help you if you are behind on your mortgage or car payments, or when you owe more than your home or car is worth.  Filing for bankruptcy under either of these chapters also involves several other important benefits, including:

Collectors can no longer call you at home or at work regarding the debts identified in the bankruptcy filing.

Creditors cannot garnish your wages, seize your bank account or put a lien on your home.

Creditors cannot sue you and any current court actions are halted until the bankruptcy judge allows

The bank cannot proceed with home foreclosure until your bankruptcy case is heard in court.

Your car cannot be repossessed until your case is heard.

Late fees, over-credit charges and tax penalties stop adding up.

Contact Me in Pleasanton for a Free Consultation

As an experienced bankruptcy lawyer, I can help you understand your debt relief options, regain control of your finances and find peace of mind. To schedule a free consultation, send me a brief e-mail or call my law firm directly at 925-271-4460.

The Law Offices of James G. Schwartz provides personal and business bankruptcy services throughout the East Bay and Northern California, including Alameda County, Contra Costa County and communities such as Pleasanton, Livermore, Dublin and San Ramon.

Other Frequent Case Types

• Business Litigation in Pleasanton, CA
• Estate Planning in Pleasanton, CA

Areas of Practice

• Bankruptcy